Toby Foord-Kelcey grew up in Hertfordshire and the West of Ireland. He has a BSc in Biochemistry from Bristol University, an MBA from City University, and has had two careers: in software and in investment management.

Toby is a moderately competent rock climber.

Shoko Okurano and Toby met in Tokyo in 1992. They were married in Crackington Haven in North Cornwall in June 1998.

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